• Pay no interest and no payment for Up to 24 months* on purchases over $250.
• *Up to 24 months interest free available. Min spend $250.
• Available through phone transactions or in store.
• Already have a Q Mastercard / Q Card? Contact Us in-store.

*Terms & Conditions:

12 months interest free:
*12 months interest free is available on Long Term Finance purchases in-store and through phone transactions. Min spend $250. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Minimum monthly payments required. Standard Interest Rate currently 28.95% p.a. applies at the end of LTF Interest Free Period. Other interest rates and fees may apply. See qcard.co.nz for full details. Credit provided by Columbus Financial Services Limited.

24 Months Interest Free Finance:
*24 months interest free is available on Long Term Finance purchases in-store and through phone transactions. Min spend $250. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Minimum monthly payments required. Standard Interest Rate currently 28.95% p.a. applies at the end of LTF Interest Free Period. Other interest rates and fees may apply. See qcard.co.nz for full details. Credit provided by Columbus Financial Services Limited.

Whether you're ready to apply or just checking out your options, it only takes a few minutes to get started.

MTF Finance offers fast, simple finance solutions to help get you on the tools – or on the road – sooner.

To apply for a loan, you’ll need to:

• Be at least 18 years old
• Hold a valid NZ driver’s licence
• Be a NZ citizen, resident, or hold a valid work visa
• Provide proof of income and affordability

Come chat with us in-store or apply online – we're here to help you gear up for your next step.